Wednesday, October 1, 2014

Bank Al Falah re-issues me, my credit card after more than 5 years.

I used to be a Bank Al Falah credit card user in their early start up days around 2004-5
At that time bank Al Falah was offering credit card with no annual fees.

I had several other bank credit cards so I was not using Al Falah credit card that much regularly.
Since the card had no annaul fee, I would rarely get their monthly bill statement.

That was also the time when banks were not using sms service.

So one day, while checking my wallet, I noticed that my credit card has expired for more than several months, and I havent received any new credit card from the bank.

Usually all banks send renewal cards well in advance.

I called up Al Falah help line, and inquired about the renewal credit card.
To my sweet surprise cum disappointment, I was told that since I have not been using credit card regularly, I am not issued a renewal credit card.

This was one of the most stupid reason I would have heard in my life time.
Generally banks would decline credit cards for not paying on time, bad credit history or other reasons, but never would decline credit card for no usage ?

Banks asked me for documents like bank statement and supporting documents, in order for me to get a new credit card.
I submitted the documents, but was later told that I do not qualify for a credit card.

I did not push the case forward and was happy using my other banks' credit cards.

So in mid 2014, one fine day I received a heavy envelope from bank Al-Falah.
I received my new credit card along with a letter, congratulating me that my credit card has been re-issued.

That was yet again a sweet surprise cum shock. More so because they did not call me or check with me if I was still alive, or living at the same address and in the sound financial condition.

I however, called the help line activated my credit card, and yet again kept it in my drawer to work as one of my backup credit card.

Lets see, when again Bank Al Falah terminates my credit card for non usage, one more time.

Tuesday, September 30, 2014

How to (NOT) apply a new KESC electricity connection

This blog narrates my still yet continuing ordeal to get a new KESC (K-Electric) electricity connection

Last year (2013) I purchased a portion in a 3 storey building which was getting its final finishing touches.

On checking for electricity requirement for the new apartment, I was told that the new electricity connection can be installed only after the property is leased in the owner's name.

Many "agents" approached me for installation of new electricity meter at my house, claiming fast and quick processing and installation.

At that time KESC was transformed to K-electric and was running a "Azm" campaign. Looking at their new outlook, campaigns and pledge in the media, I thought i would rather apply for the new connection myself and avoid "agents"

I waited several months to get the property leased in the owner's name.

After the leasing was complete, I went to apply for new KESC connection at KESC Office tipu sultan road. It was March 2014. The process was alright , and i was given a case id.
Case id: 107676--- ( last 3 digits withheld)

I was told that a survey to the property would be made and then the case would move forward.
In few weeks time, the surveyors came and surveyed the property. So the case did move forward.

After several weeks, there was no response from KESC about the application.
I visited the KESC office to inquire and was told that since I live in a three storey building, all three occupants should apply for the new connection. I inquired why this was necessary but was not given a satisfying answer.

So now I had to purse my neighbors about their decision to apply for the new meter.
Cutting short, the ground floor neighbor applied, but I have no idea if the first floor neighbor applied as i have no contact them him.

The ground floor neighbor applied for the new connection and was given a case id:
Case Id: 107600--- (last three digits withheld)

Once again, I visited the KESC office and told them that two occupants have applied and we are not sure if the third will apply or has applied.

After little pursuation and reasoning, both me and my neighbor were issued new connection payment challan. We both paid the challan and submitted the paid copy along with the test report at the KESC office. So now new connection seemed to arrive any time.

Again weeks passed by and there was no news about new connection from KESC.
I inquired again, and was told that i have to obtain a NOC from accounts department (Because our apartment is built on a plot which was previously a residence. The builder demolished the house and constructed a three storey apartment on the same premises, so there was a meter already installed at the premises and NOC is required in such a case)

I once again visited the KESC office and submitted the copy of the paid challan to obtain the NOC from accounts department. I was told that KESC staff would visit again to check the existing meter and then issue a final bill and noc for the new installation.

Again weeks passed by and there was no response. I inquired several times and was told that the case is with the accounts department and it will only move forward once they give a noc.

So after several weeks, i received a call from KESC office that they have received my case for NOC, but this case do not belong to their area (tipu sultan) and should be referred to KESC Bahadurabad office (next to noorani, khalid bin waleed road)

So once again, visited the KESC tipu sultan office, told them about the call and so the case was referred to Bahadurabad office.

And yet again, after several weeks a person from KESC's NOC department visited and surveyed the property, and I was told that a final bill will be generated which we have to pay and then the new meteres will be installed.

And still after so many visits, the NOC department had only one case and not both the cases from our building with them. So yet again I had to submit the paid challan copy to the noc department so that noc for both the apartments can be issued.

Few more weeks have passed and I dont have a hint what has happened and i dont feel like visiting the KESC office again now.

Its now been 6 months that i applied for new connection and have visited KESC office several times, I sent several emails to them to which they would reply quickly but with the same reasons, that the case is pending, and I should visit the KESC office again.

I have sent several tweets to their official twitter account, to which yet again I received replies that their office will contact me.

In all this process, never was i told about the steps involved in the process of applying a new connection. How my application will flow and what are the steps involved.

While K-electric has tried to improve its image and have been pro-active on social media, replying to their emails and courteousness of their staff at their offices, but the backend system for a common man has not improved.

PTCL used to have similar backlogs of address and ownership verification , when applying for a new phone connection, which now they have reduced to minimal and now you can get a new ptcl land line connection by a simple CNIC copy, while K-electric has yet to devise a simple and easy procedure for a new connection.

So now I understand the reason why people prefer to work with "agents" to get a new kesc connection which gets installed at their premises with in weeks, while people like me who prefer to avoid agents are made to suffer for months. 

Friday, September 19, 2014

Comments of various polticians, anchors and people on rehman malik off loading incident.


پی آئ اے PIA کی پرواز PK-370 کے مسافروں کی جہاز اغوا کرنے کی کوشش، عملے کو یرغمال بنا لیا گیا، مسافروں کا تعلق PTI سے ہے ---- جیو نیوز
مسافروں کا مطالبہ درست تھا مگر طریقه کار غلط تھا سسٹم میں رہ کر مسائل حل ہونگے اس طرح سے اف لوڈ کرنے سے سسٹم اف لوڈ ہوسکتا ہے ---طلعت حسین
مسافروں کی ساری باتیں صحیح تھیں مگر رحمان ملک کو جہاز سے اتارنے کا مطالبہ نا ہوتا تو میں مسافروں کے ساتھ ہوتا، مسافر ضد اور آنا کا شکار تھے، آئندہ سے میں PIA میں سفر نہیں کرونگا----جاوید چودھری
مجھے پہلے ہی ڈر تھا کہ ایسا ہوگا، عمران خان نے کور کمیٹی میں سب کے سامنے کہا کہ عوام اب ظلم برداشت نہیں کریگی، عدالت مجھے بلاۓ میں حقائق بتاؤنگا-----جاوید ہاشمی
ہم اف لوڈ ہونے والوں کے ساتھ ہیں اف لوڈ کرنے والوں کے ساتھ نہیں----پرویز رشید
پارلیمنٹ رحمان ملک کے ساتھ ہے، حکومت اعلان کرے ہم PIA کی ہر فلائٹ لیٹ کرینگے اور دیکھتے ہیں کون ہمیں اف لوڈ کرتا ہے -----محمود خان اچکزئی
کسی مسافر کو فلائٹ سے اف لوڈ کرنا مغربی کلچر ہے، ہم مغربی کلچر اس ملک میں نہیں آنے دینگے، فلائٹ کا لیٹ ہونا پاکستانی کلچر ہے مسافر ہمارے کلچر کو ختم کرنا چاہتے ہیں ----مولانا فضل الرحمن
جمہوریت کے لئے ہم نے جیلیں کاٹی ہیں مٹھی بھر مسافروں کو جمہوریت ڈی ریل کرنے کی اجازت نہیں دینگے، عوامی نمایندے کو اف لوڈ کرنا جمہوریت اف لوڈ کرنے کے مترادف ہے ----خواجہ سعد رفیق
ان مسافروں کے پیچھے کسی تیسری قوت کا ہاتھ ہے، ہم نے جمہوریت کے لئے قربانیاں دی ہیں، ایک فلائٹ اگر تاخیر کا شکار ہوگئی تو کیا ہوا اس ملک میں پورے پورے طیارے ہائی جیک کیے ہیں لوگوں نے، مگر ہم نے ہمیشہ جمہوریت کا ساتھ دیا ہے، PIA قومی ادارہ ہے عوامی نمایندے کو اف لوڈ کرنا اس ملک کے خلاف سازش ہے----خورشید شاہ
الله کے فضل سے PIA ترقی کی راہ پر ڈال دی گئی ہے..چند مسافر اس ترقی کو روک نہیں سکیںگے، مسافروں کو چاہیے کہ سیلاب زدگان کی مدد کریں 18 کروڑ عوام کے مینڈیٹ کا احترام کریں ----نواز شریف
عوام ہمارے ساتھ ہے PIA کے مسافروں کو قوم نے رد کردیا ہے، خان صاحب بتائیں کے PTI کے کارکنوں کو جہاز کےٹکٹ کس نے خرید کر دیے ---شہباز شریف
پی آئ اے PIA میں مسافروں نے شرپسندی کی انکے خلاف آرٹیکل 6 کے تحت مقدمہ درج ہوگا..کسی کو قنون ہاتھ میں لینے کی اجازت نہیں دی جائیگی --- رانا ثنا اللہ
یہ سب ایک خاص سکرپٹ کے تحت کیا جا رہا ہے، جنہیں جمہوریت سے خطرہ ہے وہی اس کے پیچھے ہیں----خواجہ آصف
بانیان پاکستان کی اولادوں کے ساتھ زیادتی ہو رہی ہے، مہاجر مسافر اگر رحمان ملک کو اف لوڈ کرتے تو انھیں غدار قرار دے دیا جاتا، محب وطن جرنیل اس سلسلے میں اپنا کردار ادا کرے---الطاف حسین
رحمان ملک کو اف لوڈ کرنا 18 کروڑ عوام کا فیصلہ ہے، میں اسکی شریعت سے مثال دےسکتا ہوں اگلے تین دن میں ---طاہر القادری
آف لوڈ کر نہیں رہے اف لوڈ کرچکے ہیں ---عمران خان
سپریم کورٹ کا سؤ موٹو نوٹس مسافروں کے خلاف توہین عدالت کا مقدمہ ---رجسٹرار فل بینچ 
وکلا کمیٹیوں کا احتجاج کا اعلان ---سپریم کورٹ بار ایسوسی ایشن 
غیراسلامی حرکت پر ہم سخت مذمّت کرتے ہیں ، بدلہ لیں گے ---احسان اللہ احسان

Thursday, September 18, 2014

Rehman Malik off-loaded from the flight to Isalambad

VIPs, MNA, bureaucrats, celebrities showing late for flight is a common sight in Pakistan, specially when they are travelling on the national carrier PIA.

People seldom show their dis-pleasure about such delays caused due to some people who think and want to be treated like a VIP.

Rehman Malik, the former interior minister of Pakistan was not allowed to board the plane by angry passengers. Where the flight was said to be delayed due to "technical reason" but passengers soon found out that it was being held and waiting for Mr. Rehman Malik.

The treatment he and the other government MNA received make headlines the world over.

What is more shameful is that despite being off loaded and thrown off the flight, both of them have not apologized to the people but have now decided to take legal action against both the airline management and the people on board the flight.

The people expected an apology from them, which was clearly heard in the video. Rather than being sorry, both the MNA and senator were adamant that the flight was not delayed because of them but due to technical reason and that they were already informed by the PIA about the delay, while 250 not so VIP passengers were made to sit and wait in the flight for more than 2 hours.

It would have made things better if Rehman Malik and MNA Ramesh would have apologized to the nation and to the people on the flight. This would have made things far easier and better for all of them.

Tuesday, September 9, 2014

Cameras on boundary ropes on a cricket match

Just I was watching the t.v. I noticed a cricket match.

Just wondered in all this technology, why don't they install cameras on boundary ropes.

This will help check the boundary and fielding?

Why not start it for the world cup?

Tuesday, July 15, 2014

Travelling on PIA from Karachi - Dubai - Karachi. Its not the airline, its the people who travel make the difference.

In february 2014, I happened to travel to Dubai from Karachi.

This time around, I had to choose to fly from Pakistan International Airline (PIA)
The journey from Karachi to Dubai was pretty fine. The flight was on time, the service was fine, some what similar as you would expect from PIA.

AS soon as the Karachi to Dubai flight landed in Dubai, you could expect the urgency in the people to get to the gate of the aircraft and get out of it at the soonest. We see this sort of action in almost all sort of pakistan flights, where people want to get out of the plane at the soonest.

While this act can be highly foolish. AS dubai airport is pretty big, and it takes almost 20 - 40 mins to reach to the baggage claim, that is also after passing thru immigration, and not to forget the long walk towards the immigration counters.

Dubai airport is not a small airport as karachi airport where you could reach the immigration and baggage claim counter with in 10 mins.

This was the only hicup in the dubai bound flight.
The main action started in the Dubai to Karachi flight.

Dubai to Karachi on PIA Flight

The main action was on dubai to karachi flight.
Since karachi airport is a small airport and if you show some running skills and urgency you can reach the immigration counters and baggage claim area with in 10 minutes of getting out of plane.

This is the reason, many pakistanis when travelling to pakistan tend to carry small handbags, rather than a big suitcase so they can take the handbag in the airplane as cabin baggage and can swift thru the immigration process and come out at the soonest.

I noticed lots of people carrying handbags, some of them even carrying 3 handbags, and lots of them were over sized.

The flight was delayed, as it did not arrive from pakistan, so we had to wait a long while for the flight.

While we were waiting, the PIA staff came and asked several people to have their handbags tagged so it will go in the luggage and not in the cabin baggage. This caused a lot of argument between people and the PIA staff as almost everyone of them wanted to take cabing baggage and not give it in the luggage.

Everyone claiming that the bag has some important documents, or fragile stuff etc.

While all this was going on , the flight from pakistan arrived, which was about 4 hours late.
When boarding the plane the airhostess once again requested people to give their handbags in the luggage and not to take it in the cabin as the cabin baggage compartments are all full and have no place.

This again caused lots of arguments, some people even telling that they will keep the bag in their laps as they cannot give the baggage in luggage due to the same reason: it has fragile items, it has some important documents.

Soon the tunnel leading to the aircraft was giving a look of a local Karachi W11 bus, where everyone had some sort of extra size baggage and did not want to give it in the luggage.

The airhostess, who was from Czech republic, as the planes were operated by PIA under a lease agreement from czech, gave up on the argument and let the people take their baggage in.

When people when in, it was another fuss.
All the baggage compartments were full and there was no place to keep the hang baggage. Some people argued that the compartment above their seat is tobe used for their baggage only and not by any other.

So they started removing the baggage from the compartment above their seats, and started placing their own.
This caused another mayhem and argument and heated exchange of words.

It took some good while for people to stop arguing, settle their baggage, and some voluntarily let their hand baggage to be taken to the luggage compartment.

The flight took off. MAny people were happy that they get to keep their handbags with them, so once they arrive at karachi airport, they will just zip thru the immigration and go out of the airport.

During the flight

The airhostess started to serve refreshments. She was half way thru the plane, when a person sitting in the front seats came up to her and asked for some thing. The coversation continued for some two minutes.
The airhostess seemingly refused the person some thing, and he was not happy with it.

So he walked back to his seat, and threw a napkin in her direction which was meant to hit her.
However, it missed her and the napkin landed on another passengers lap.

This caused another argument in the plane, which was short lived, but yet shows our mentality and our behaviour.


The flight landed finally at dawn in karachi. As soon as the flight landed, people started to stand up and make ques so they can get out of the plane at the soonest. Everyone seemed to be in a hurry to reach his destination.

The opening of the plane door, took a bit more than longer and the people started shouting "challo , kholo ..challo" ( hurry up , open the door, hurry up)

Some one's baggage was bumped in another passenger, and this again caused an argument .

Finally the door openend, and people hurried out of the plane and some of them ran past each other to make it to the immigration counter at the soonest.

Once the immigration was done, we had to go to the baggage claim section.
It took a long while for the baggage to arrive and we had to wait some 30 - 40 minutes for the baggage belt to start and I could see that same people who were showing a lot of hurry in the airplane and not giving their handbags were standing , waiting for the baggage.

The baggage belt started in some 40 mins and finally the luggage arrive and people started making way out of the airport main building.

This attitude of our people puts a lot of question mark.
- Is it really worth to argue so much , just for the same of argument ?
- is it really worth showing so much urgency, when you know it will take time in immigration and baggage claim and you have nothing to do and no where to go unless the baggage arrives

This brings me to the conclusion - May be the airline is not the prime airline, but the people travelling in it are not much sane.

Friday, March 21, 2014

maulana tariq jameel bayan at bait us salam masjid, karachi on friday 21st March 2014

I received a message about maualan tariq jameel bayan at our neighbouring bait us salam masjid.
I confirmed with a few of my friends who are in tableeghi work and thought of attending the bayan (religious lecture).

I have heard a lot about him, and have seen and heard a lot of his bayan but never seen him live.

So As expected I reached at the mosque by 12:00 pm while jumma time was 1:30 pm but the mosque was almost jam packed with lots of people still coming in herds and flocks.

The bayan finally started at 12:30 which was majorly covering pakistan's matters, way of our business and life and that we should give some time to tableegh.

The over all bayan was good and the dua after jumma prayers was one of the best i have seen in a long time.
I havent seen so many people in a jumma prayer, except for median and makkah.

There were people all around , in the mosques, basements, roofs, roads, sidelanes and any possible area where they can hear the bayan.

The dua after the jumma prayers was fine and many people were heard crying when they were making the dua.
The last time i saw so many people crying in a dua was perhaps back in 1991- 1992 in ramzan at 27th shab , at a khatm-e-taraveeh.

All was fine, however when i came out of masjid I saw people have parked their cars, bikes and rickshah in haphazzar manner, blocking lanes, streets and gates of the houses.

People were restless and honking and were not giving way to each other to pass -

Just a few moments back people were looking at peace, but as soon as they got out of the mosque, there was chaos like situation where everyone was looking to reach home first.

While not taking any thing away from the bayan, we perhaps need to work a lot on ethic and civic sense.

Wednesday, January 22, 2014

Talks or action against talibna / TTP: Dilemma for Pakistan. Why not have a referendum ?

For several years, politicians, people and section of media is asking for operation against taliban / ttp.
However, there is a lot of uncertainty and fear about back lash and fall out from the operation.

The same thing happened during lal masjid operation, where people and media demanded for operation against the culprits, but later start crticising the government for use of the military tactics and the way it was perforned.

When you perform an action against militants, it can go either way, with any party taking any adverse affect.

However, to remove the uncertainty among people and leaders, why not the government have a refrendum with the people of pakistan.

Lets have another election, where people of pakistan should decide if they want action against taliba or if they want talks with them.

This will pave way to several things to come and the leaders would be less under pressure and more bound to take action as they would be backed by the refrendum.

While our leaders are more reluctant to go for action for fear of back lash or facing trial in the future, once they are out of power.


Reality of Taliban / TTP : Pakistan

I think TTP / taliban is now a franchise offering . who has established its brand name - so any terrorist organization want to do any terrorism act, should do it under the francshise name of TTP . This will make tpp more fearful while the terrorists organization would go un-scathered. Goes for RAW, Russian and Afghan